Green Card Insurance: Temporary Medical Coverage and Why Travel Insurance Matters

Becoming a U.S. permanent resident is a momentous occasion, but it also brings unique challenges, particularly regarding healthcare. New green card holders often encounter a gap period where they are ineligible for Medicare, private domestic health insurance, or employer-sponsored plans. This is where green card insurance provides vital temporary medical coverage.

What Does Green Card Insurance Cover?

These plans typically offer coverage for a range of medical expenses, including:

• Medical expenses
• COVID-19 coverage
• Hospitalization and surgery
• Emergency medical evacuation
• Urgent care

Why Travel Insurance Is Crucial for New Green Card Holders

While green card insurance focuses on medical coverage, travel insurance complements it by addressing other potential risks. Here’s why it’s important:

• Unexpected Trip Cancellations or Interruptions: Travel plans can change unexpectedly due to illness, family emergencies, or other unforeseen events. Travel insurance can reimburse you for non-refundable trip costs.
• Lost or Delayed Baggage: Arriving in a new country with lost or delayed luggage can be incredibly stressful. Travel insurance can provide compensation for essential items and help track down your belongings.
• Emergency Travel Assistance: Many travel insurance plans offer 24/7 assistance for emergencies, including help with finding medical care, arranging transportation, and communicating with local authorities.
• Protection During International Travel: If a new Green Card holder travels outside of the USA, travel insurance becomes even more important. Green Card insurance is for USA based medical coverage. Travel insurance will cover items like trip cancelation, lost luggage, and medical outside of the USA.
• Peace of Mind: Knowing you’re protected against unexpected events allows you to focus on settling into your new life in the U.S.

Choosing the Right Plan

When selecting a plan, compare green card insurance options like Patriot America Plus, Safe Travels USA Comprehensive, and Patriot Platinum. Websites like VisitorsCoverage can help you compare health insurance policies for new immigrants, green card holders, and U.S. permanent residents who don’t yet qualify for U.S. domestic insurance or Medicare. It is also important to compare travel insurance options, and find a plan that fits your travel needs.

By combining green card insurance with travel insurance, new permanent residents can ensure they have comprehensive protection during this transitional period.